Traditional 60/40 portfolios have helped generations of investors balance growth and defense. Verity Steady does not argue against that. Verity Steady is built for investors who want the same basic goal — long-term compounding with less pressure — but with a signal that can adapt when the old stock-and-bond mix is not enough.
It follows one daily ETF signal before the U.S. market opens — designed to pursue better long-term results than a traditional 60/40 while keeping the ride controlled.
One plan. One daily signal. A calmer way to keep building.
Verity Steady gives one clear daily position. You do not have to choose between multiple ETFs, build a basket, or decide how much to put into each one. The signal tells you what Verity Steady favors today — so you can follow the plan without trying to read the entire market yourself.
Verity Steady is built for investors who want the plan to stay simple on the surface, even while the system underneath checks for changing market conditions every day.
A traditional 60/40 portfolio is simple: 60% stocks for growth, 40% bonds for stability. That idea can work well for long periods. But it is still a fixed structure. Verity Steady is built for investors who want a more adaptive version of that defensive goal.
When market conditions support growth, Verity Steady can participate. When conditions become more fragile, Verity Steady can move toward more defensive exposures, gold, international exposure, or cash defense when the system calls for it. The goal is simple: keep compounding, but reduce the pressure that makes investors want to quit.
Matched-window backtest, 2015–2026, $200/day. Researched results, not a projection.
This backtest shows what happened when $200 was invested every trading day into Verity Steady's daily signal and those purchases were held over time. It is compared against doing the same thing with a traditional 60/40 portfolio: 60% VOO and 40% BND. This is not a prediction. It is not a promise. It is the researched backtest result over the matched test period.
Live chart data is unavailable in this preview. Metrics shown are the locked backtest finals.
The traditional 60/40 portfolio depends on a simple relationship: stocks provide growth, bonds help soften the ride. That relationship often works. But it does not always work. In 2022, stocks and bonds both struggled at the same time. For many balanced investors, the defensive side of the portfolio did not provide the protection they expected.
That is the reason Verity Steady exists. Not to reject 60/40. Not to promise safety. But to offer a more adaptive way to pursue the same goal. If stocks are working, Verity Steady can participate. If bonds are not providing enough defense, Verity Steady is not forced to rely only on them. If risk rises, Verity Steady has more ways to reduce pressure.
A traditional 60/40 portfolio always keeps the same basic shape: stocks on one side, bonds on the other. Verity Steady uses a broader defensive toolkit, so the plan can look across different kinds of exposure:
Core equity exposure — when the market is healthy enough to support growth.
Defensive sectors — when the system favors areas that may hold up better under pressure.
International exposure — when opportunity or resilience appears outside the U.S. market.
Gold — when the system calls for an asset outside the traditional stock-and-bond mix.
Cash defense — when conditions are too poor for normal exposure.
The user experience stays simple. The defensive toolkit underneath is broader. One daily signal. More ways to stay steady.
Verity Steady is not designed to chase the highest possible return. That is not the point. The point is to improve the balanced-investor experience: similar drawdown pressure to a traditional 60/40, but stronger accumulation in the backtest. In the 2015–2026 backtest, Verity Steady finished about $196,000 ahead of the traditional 60/40 using the same $200-per-trading-day investment schedule.
A one-percent annual edge may not feel dramatic in a single month or year. But over time, it can create a very different ending balance. Verity Steady is built around that idea: keep the ride controlled, and let the edge compound.
Measured against a traditional 60/40 (60% VOO / 40% BND). Researched backtest, 2015–2026.
Verity Steady is not Verity's most aggressive plan. That is Verity Growth. Verity Steady is for investors who care more about smoother compounding, smaller emotional swings, and staying invested through uncomfortable markets.
For many people, the best plan is not the one that looks strongest during good years. It is the one they can actually keep following when markets become difficult. Verity Steady is designed around that reality. Less pressure. More discipline. A clearer path forward.
This section shows where Verity Steady allocated dollars across the 2015–2026 backtest. The point is not that every exposure always helped. The point is that Verity Steady was not forced to rely only on the traditional stock-and-bond split — it could rotate into different parts of the market as conditions changed.
Verity exposure shows the share of dollars allocated across the 2015–2026 backtest. Cash is excluded. Gold is shown separately. ETF sector look-through is approximate. The benchmark bars show the S&P 500's sector weights (VOO) for an equity-sector comparison; VOO as of Feb 28, 2026 and subject to change.
Beyond sectors, this is the mix by geography and asset class: U.S. equity, international equity, and gold. It shows how far the plan ranged outside U.S. stocks across the backtest.
Dollar-weighted across the 2015–2026 backtest. Cash excluded; U.S. equity, international, and gold normalized to 100%. Approximate ETF look-through.
Verity Growth and Verity Standard are measured against the S&P 500 because they are equity-growth plans. Verity Steady has a different job. It is built for investors who might otherwise choose a traditional balanced portfolio. That is why Verity Steady is measured against a traditional 60/40: 60% VOO and 40% BND.
The question is not “Did Verity Steady beat the S&P 500?” The better question is “Did Verity Steady give balanced investors a better path than the old balanced approach?”
| Metric | Verity Steady | Traditional 60/40 |
|---|---|---|
| Average annual return | +7.4%/yr | +6.2%/yr |
| Typical-year dip | −10.8% | −10.7% |
| Final value ($200/day backtest) | $1,282,026 | $1,086,450 |
Matched-window comparison, 2015–2026. Drawdown is the average rolling 12-month dip. These are researched backtest results, not a projection of future returns.
This is a backtest. The results show what happened in researched historical testing. They do not guarantee what will happen in the future.
The chart uses $200 every trading day. This is a consistent accumulation example. It shows total value over the test period, not a personalized forecast.
Verity Steady uses one daily signal. The plan publishes one ETF position before the U.S. market opens. A defensive cash/gold overlay may appear when active.
The benchmark is traditional 60/40. Verity Steady is compared against a traditional 60/40 portfolio: 60% VOO and 40% BND. This is the most relevant benchmark for a plan built around smoother compounding and lower pressure.
Exposure figures are approximate. Verity exposure reflects the share of dollars allocated across the backtest. Cash is excluded. Gold is shown separately. ETF look-through is approximate. Benchmark weights are dated snapshots and change over time.
This is not investment advice. Verity Equity publishes research signals. You decide whether and how to use them. Past performance does not guarantee future results.
Verity Steady is Verity's calmest plan. It is for investors who want to keep building over time, but do not want their entire strategy to depend on a static stock-and-bond mix. Get one daily ETF signal before the market opens — built to pursue smoother compounding through changing markets.