The S&P 500 has been one of the strongest long-term investment choices in the world. Verity Standard does not argue against that. Verity Standard is built for investors who want to stay close to the market's long-term growth potential — but with more flexibility underneath.
It is Verity's most balanced plan: broad enough to adapt across more market conditions, but still focused on long-term growth.
One plan. One daily signal. More ways to stay in step when markets change.
Verity Standard gives one clear daily position. You do not have to choose between multiple ETFs, build a basket, or decide how much to put into each one. The signal tells you what Verity Standard favors today — so you can follow the plan without trying to read the entire market yourself.
Many investors use the S&P 500 as their default long-term investment. That makes sense. It is simple, familiar, and historically powerful. Verity Standard is built for investors who like that core idea, but want a plan that can look beyond one index structure when conditions change.
When the S&P 500 is leading, Verity Standard can participate. When leadership shifts, Verity Standard has more places to look. The goal is simple: stay competitive with the market, while relying on a broader opportunity set than the index alone.
Matched-window backtest, 2015–2026, $200/day. Researched results, not a projection.
This backtest shows what happened when $200 was invested every trading day into Verity Standard's daily signal and those purchases were held over time. It is compared against doing the same thing with the S&P 500 through VOO. This is not a prediction. It is not a promise. It is the researched backtest result over the matched test period.
Live chart data is unavailable in this preview. Metrics shown are the locked backtest finals.
The S&P 500 performed extremely well during much of the 2010s and early 2020s. But there have also been long stretches when large U.S. stocks were not the best place to be. From 2000 through 2009, the S&P 500 went through what many investors call a “lost decade.” Large U.S. stocks struggled, while other areas of the market — including smaller companies and value stocks — offered better opportunities.
That is the reason Verity Standard exists. Not to reject the S&P 500. Not to chase every trend. But to avoid depending on only one kind of market leadership. If large-cap U.S. stocks are working, Verity Standard can follow them. If leadership changes, Verity Standard has more ways to adapt.
Verity Growth is built to aim higher. Verity Steady is built to reduce pressure. Verity Standard sits in the middle. It is designed to be the most balanced Verity plan: broad, flexible, and built for investors who want market-like growth without being locked into one market shape.
That balance matters because the best-performing part of the market changes over time. Sometimes large-cap growth leads. Sometimes value leads. Sometimes smaller companies recover. Sometimes defensive areas matter. Sometimes gold or cash defense becomes useful. Verity Standard is built to move across those possibilities with one daily signal.
The user experience stays simple. The opportunity set underneath is broader. One signal. More ways to stay balanced.
A simple S&P 500 investment owns the index as it is built — mostly tied to large U.S. companies, with the biggest companies carrying the most weight. Verity Standard uses a broader ETF opportunity set, so the plan can look across different kinds of exposure:
Large-cap growth — when dominant U.S. companies are leading.
Small-cap and value — when smaller or cheaper companies are showing stronger opportunity.
Quality and momentum — when the market rewards stronger business trends or price leadership.
Defensive sectors and gold — when the system calls for a more protective position.
Verity Standard is not trying to be the most aggressive plan. It is trying to be the most adaptable one.
Share of equity dollars allocated across the 2015–2026 backtest (gold and cash excluded). Market-cap bands are approximate ETF look-through. VOO as of Feb 28, 2026 — subject to change.
Verity Standard did not dramatically outperform the S&P 500 in the backtest. That is not the point. The point is that Verity Standard stayed competitive while showing a smaller typical-year dip and a broader mix underneath. In the 2015–2026 backtest, Verity Standard slightly outpaced the S&P 500 while taking a less concentrated path.
Verity Standard is for investors who want the middle path: stay close to the market, stay more flexible than the index, and keep the ride more balanced.
Measured against the S&P 500 (via VOO). Researched backtest, 2015–2026.
This section shows where Verity Standard allocated dollars across the 2015–2026 backtest. The point is not that every exposure always helped. The point is that Verity Standard was not forced to stay in one market box — it could follow different parts of the market as conditions changed.
Verity exposure shows the share of dollars allocated across the 2015–2026 backtest. Cash is excluded. Gold is shown separately. ETF sector look-through is approximate. VOO sector weights are shown as of Feb 28, 2026 and are subject to change.
Beyond sectors, this is the mix by geography and asset class: U.S. equity, international equity, and gold. It shows how far the plan ranged outside U.S. stocks across the backtest.
Dollar-weighted across the 2015–2026 backtest. Cash excluded; U.S. equity, international, and gold normalized to 100%. Approximate ETF look-through.
Verity Standard is for investors who want a balanced alternative to simply buying the stock market and holding it. That is why it is measured against the S&P 500 through VOO. Verity Growth is also measured against the S&P 500. Verity Steady has a different goal, so it is measured against traditional 60/40-style portfolios. Each plan is judged against the benchmark that matches what it is trying to do.
| Metric | Verity Standard | S&P 500 |
|---|---|---|
| Average annual return | +9.2%/yr | +9.1%/yr |
| Typical-year dip | −12.7% | −14.5% |
| Final value ($200/day backtest) | $1,485,031 | $1,456,524 |
Matched-window comparison, 2015–2026. Drawdown is the average rolling 12-month dip. These are researched backtest results, not a projection of future returns.
This is a backtest. The results show what happened in researched historical testing. They do not guarantee what will happen in the future.
The chart uses $200 every trading day. This is a consistent accumulation example. It shows total value over the test period, not a personalized forecast.
Verity Standard uses one daily signal. The plan publishes one ETF position before the U.S. market opens. A defensive cash/gold overlay may appear when active.
The benchmark is VOO. Verity Standard is compared to the S&P 500 through VOO because that is the most relevant benchmark for this plan.
Exposure figures are approximate. Verity exposure reflects the share of dollars allocated across the backtest. Cash is excluded. Gold is shown separately. ETF look-through is approximate. Index weights are dated snapshots and change over time.
This is not investment advice. Verity Equity publishes research signals. You decide whether and how to use them. Past performance does not guarantee future results.
Verity Standard is Verity's most balanced plan. It is for investors who respect the S&P 500, want market-like long-term growth, and prefer a signal that can adapt when leadership changes. Get one daily ETF signal before the market opens — built to stay competitive through shifting markets.